Welcome to eRates Mortgage

eRates Mortgage is one of the fastest-growing, direct-to-consumer mortgage lenders in the country. Over the past 20 years we have helped thousands of consumers with their home loans and financing needs by focusing on Customer Satisfaction, Superior Rates, and a Streamlined Process.

See what our customers are saying!

I worked with Ken from eRates Mortgage after submitting an online application via Costco. To my absolute amazement, about 3 seconds after I hit submit...
Dean was able to quickly step in when my original lender choice changed after going under contract on my home. After speaking with several others, Dea...
I am a commercial real estate professional, so I have worked with over 100 loan officers and loan brokers on over 1,000 loans. Trevor Banville was by ...
Our loan officer at Erates, Michael Cook, was great to work with. He explained everything thoroughly and was very responsive to our questions . We had...
My wife and I had the pleasure to work with Michael Cook last year while we were in the process of buying our first home. Being first time home buyers...
I\'m pretty sure this guy was born a broker... no question goes unanswered and no obstacle is a roadblock. He\'s currently working on a refinance from F...
Justin Miller was amazing. He was always available when I called or emailed and understood how to explain a very complex process in simple terms. He w...
Brent was great. Found the perfect loan for us and explained everything. Also very easy to reach on the phone, he would answer all the time. Will work...
Trevor Banville at eRates proposed something that no other competitive lender on Zillow or local bank offered, which saved us a lot of money over the ...
Bent Englehart was great. He got my information and quickly processed my loan. He did exactly what he said he would! Quickly! I world highly recommend...

Call Us Today! (855) 693-7283
People are available to take your call 24/7