Welcome to eRates Mortgage

eRates Mortgage is one of the fastest-growing, direct-to-consumer mortgage lenders in the country. Over the past 20 years we have helped thousands of consumers with their home loans and financing needs by focusing on Customer Satisfaction, Superior Rates, and a Streamlined Process.

See what our customers are saying!

Justin Miller was amazing. He was always available when I called or emailed and understood how to explain a very complex process in simple terms. He w...
Brent was great. Found the perfect loan for us and explained everything. Also very easy to reach on the phone, he would answer all the time. Will work...
Trevor Banville at eRates proposed something that no other competitive lender on Zillow or local bank offered, which saved us a lot of money over the ...
Bent Englehart was great. He got my information and quickly processed my loan. He did exactly what he said he would! Quickly! I world highly recommend...
A couple of decades ago I was a partner in a loan company, and a real estate franchise. I always felt we did our best for our community and we always ...
I worked with Brian Smith on a VA interest rate reduction refinance loan for my house and the experience was fantastic. Not only did he manage to take...
Wow - this had to be a record for closing time!!! I initiated the process with eRates on April 1st, and we just had our closing on May 8th. I worked w...
Brent Englehart was awesome! I was very impressed with his responsiveness and good work ethic. He thoroughly and accurately explained the refinance pr...
I got the best deal from them, and they provided written quotes unlike some other companies giving numbers only over the phone and ask you to sign. eR...
Teresa and Kari team up together and did an amazing job to impress me…lol. They magically closed my refinancing deal smoothly and in record time. In...

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