eRates Mortgage was founded in Charlotte, North Carolina in August of 1991. Since then we have gained a reputation for our superior rates and have grown our footprint to 32 states.

eRates Mortgage is now one of the fastest-growing, direct-to-consumer mortgage lenders in the country. We specialize in Conventional, FHA, & VA loans. Over the past 20 years we have helped thousands of consumers with their home financing needs by keeping our focus on: 

  • Customer Satisfaction
  • Superior Rates
  • Streamlined Processes

With over 1 billion dollars in mortgage fundings last year alone and 2 decades of lending we have proven that we are a solid choice and a name you can trust in the mortgage business.