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Find the Right Home Loan For You!

Our licensed loan officers are here to advise you on the best mortgage options availabe for your particular need.  Whether you are buying your first home, looking for a vacation home, or just refinancing your current loan; eRates Mortgage can find the right loan, at the right rate, right now.

Check out some of our most popular loan options:

  • 203k Renovation Loan – Fixer Upper financing for home improvements and renovations. Get that new kitchen or bathroom you’ve always wanted.
  • 30-Year Fixed Rate Mortgage – One of the most popular loans today.  30-Year Fixed Rate Mortgages offer the safety and security of a set rate and payment for the duration of the loan.
  • 15-Year Fixed Rate Mortgage – Looking to save thousands of dollars in interest over a 30 year loan?  15-Year Fixed Rate Mortgages are the product for you!
  • Adjustable Rate Mortgage (ARM)– Looking for the lowest rate and payment for a shorter duration?  Then an Adjustable Rate Mortgage (ARM) is the loan for you.
  • FHA Loan – Need more relaxed credit and qualification requirements?  Then a government insured FHA Loan is what you are looking for.
  • VA Loan – Use the benefit you have earned as an active duty member of the military or a veteran.
  • HARP Refinance – Owe more than the value of your home?  If you loan is backed by Fannie Mae and you meet certain eligibility requirements, you may qualify for a HARP Loan.

Learn more about your loan options at our blog:

30-Year or 15-Year Fixed?

Is an adjustable rate mortgage right for me?