refinance

Our process is simple!

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Application Lock Process Close
Apply online or call us today and we’ll take your application. It’s typically about a 15 minute process. We will pre-approve you and discuss your credit options and rate options. Find a rate you love and we will lock it in for you. No commitment fees. No lock in fees. No Games. You get your initial loan package in hours, not days. Your personal loan processor will contact you to tell you if there is anything else needed to complete your loan and get you to closing. We can send the loan documents almost anywhere and our closing specialist will meet you just about any place. Closing a loan doesn’t have to be stressful.

Why choose eRates Mortgage for your home loan?

  • We underwrite and process our own loans in house.
  • You will work with the same team of professionals from beginning to end.
  • We use the latest secure technology to move your loan through our process as efficiently as possible.

Ready to get started? You can complete the form to the right for your free custom rate quote. You can also apply online or call us to speak to one of our licensed loan specialists at (855) 693-7283.

Learn more about Paying For Your Home Faster and Consolidating Debt.